New Year, New Start: How to Make Insurance Decisions that Count

2013 is on the horizon and it’s time to make a commitment that will promise an even better year. One way to start off on the right foot is to become an informed consumer. For example, when deciding on a professional mover it is vital to understand all of your options that mitigate risk. Besides choosing a reputable, certified professional, the next way to ensure a successful move is to choose the most appropriate insurance option.

Most moving companies offer “valuation” options. E.E. Ward offers two levels of valuation protection to allow us to promptly resolve your claim and compensate you quickly in the event of cargo damage.

1. Basic Liability Protection is offered at no additional cost and it will provide for repair or replacement of the damaged items up to a maximum of 60 cents per pound per article. This option must be selected on your valuation section of the Bill of Lading.
2. Maximum Value Protection (MVP) offers full replacement value for any item that is documented as damaged by your mover. That means you have the reassurance that North America will pay for the cost to repair or replace, whichever is less, the damaged item. MVP even covers the replacement of pairs or sets in the event of irreparable damage. For example, if you have a matching set of lamps and one is damaged beyond repair, if an exact replacement cannot be found they will replace the set with a similar pair of lamps.

For more information on types of moving valuation and insurance: moving insurance