Why Purchase Moving Insurance?

If the powerful storms that ripped across the mid-west recently have taught us a life lesson it would probably be something like this:

you can plan a pretty picnic, but you can’t predict the weather

What I mean by this conveniently summer-appropriate expression is that even the best planned move can face setbacks such as damaged belongings. You’ve taken the first step towards a smooth household move by going with a professional moving company such as E.E. Ward, but full coverage on your belongings is not automatically included in your contract. Before your move date arrives it is always a good idea to review your contract and you homeowner’s or renter’s insurance.

Valuation: For Your Protection

Most moving companies offer “valuation” options. E.E. Ward offers two levels of valuation protection to allow us to promptly resolve your claim and compensate you quickly in the event of cargo damage.

1. Basic Liability Protection is offered at no additional cost and it will provide for repair or replacement of the damaged items up to a maximum of 60 cents per pound per article. This option must be selected on your valuation section of the Bill of Lading.

2. Maximum Value Protection (MVP) offers full replacement value of any item that is documented as damaged by your mover. That means you have the reassurance that North American will pay for the cost to repair or replace, whichever is less, the damaged item. MVP even covers the replacement of pairs or sets in the event of irreparable damage. For example, if you have a matching set of lamps and one is damaged beyond repair, if an exact replacement cannot be found they will replace the set with a similar pair of lamps.

For more information on types of moving valuation and insurance: moving insurance